Capital financing for roiquant customers

Fast and flexible business financing for growth stage startups and medium-sized businesses

Helping your business thrive with quick, transparent, and easy financing solutions, such as merchant cash advance, lines of credit, receivables financing, invoice factoring, equipment financing, term loans, and SBA loans.

5K+

Businesses funded

LightBox proudly supported over 5,000 businesses, helping them secure the necessary funds to expand and reach new heights.

$300M+

Funds disbursed

LightBox successfully disbursed over USD $300 million, empowering many businesses to grow, innovate, and achieve their financial goals.

4 days

Average to funding

LightBox's efficient process helps businesses secure the funding they need in an average of just 4 days, allowing them to focus on their next steps.

How it works

Securing the right funding for your business is simple. Just follow our 4-step process to get the flexible financing you need, fast.

1

Apply online

Complete a quick and easy online application with your business details and desired loan amount

2

Review and approval

Our team reviews your application and provides a decision, often within minutes

3

Choose your terms

Select the loan terms that best fit your business needs, with flexible repayment options

4

Receive your funds

Once approved, the funds are transferred directly to your account, so you can start using them right away

How you benefit

Our loans are designed to help professionals across a wide range of industries.

Electrical services

Lawn care services

Transportation services

Auto repair shops

Consulting services

Construction contractors

Grooming services

HVAC technicians

IT firms

Medical professionals

Plumbing services

Preschools

Real estate brokerages

Restaurant owners

Staffing firms

Frequently Asked Questions

Apply now and schedule a call with one of our experienced loan experts who will talk through your business needs and goals to help you make that determination.

No, this is currently available for our annual Premium plan customers with companies based in the United States and Canada.

We have more than 85 active lenders in our embedded finance partner's marketplace across many different products.

This depends on which product you end up with. There is no lending minimum in our embedded finance partner's marketplace, with options up to US$10 million.

While you may optimally receive good offers at minimum US$10,000 in monthly recurring revenue, we encourage you to try applying once you have constantly earned more than 6 months of minimum US$5,000 in monthly revenue, to understand your lending offers and options.

This depends on which product you eventually select. We have options as little as 3 months, and as long as up to 10 years.

Absolutely. We have financing options available that do not require a credit check or pull credit reports/scores.

Bank term loans, SBA loans, lines of credit, receivables financing, equipment financing, invoice factoring, consumer financing, credit restoration, and more.

The options are endless. Typical uses of funds are for working capital, equipment purchases, business expansion, payroll, marketing, hiring, and so on.

No, never. The only fees you will see are from the lending partner directly.

This depends on the product you choose. We do have options that can be funded in less than 24 hours.

Interest rates represent the amount borrowers pay lenders to borrow money, that are usually expressed as a percentage of the loan's principal per year. Interest rates also vary by product. Therefore, be sure to ask your loan expert for more information.

The majority of our lenders do not require any collateral for financing.

We do have funding options for startups through the SBA.

We ensure our lenders only receive data necessary to make a decision to offer credit. Our lenders have access to 'Applicant Data', as defined in the business funding application where all business owners consent to, prior to applying for credit. LightBox is SOC 2 Type 2 compliant and has extensive security measures in place to ensure the protection of your personal and business information.